Mortgaged Minds: How the Student Debt Machine Became America's Most Efficient Engine of Inequality
The student loan system was not designed to democratize higher education — it was redesigned, over decades of deliberate political choices, to extract wealth from the very communities that education was supposed to lift. For millions of first-generation students and borrowers of color, the diploma has become less a ladder than a leash. Understanding how that transformation happened is the first step toward dismantling it.